Food Truck Equipment loans help you purchase equipment with competitive rates if you have good credit and good finances. The equipment serves as collateral and the term is usually calculated off of the expected life span of the purchased equipment. It helps you retain more of your revenues for working capital and saves you a significant amount of money through section 179 of the IRS code which makes it fully tax deductible up to $1M. 


  • After payments complete you own the equipment on EFA structure.

  • Can make smaller payments and return equipment at end of lease or have it replaced with new equipment on FMV structure.

  • If you have good credit and strong finances you can get competitive rates.

  • Fully Tax Deductible creating huge savings on equipment using section 179 of the IRS code with appropriate structure.

  • Keep more of your working capital for other growth needs and unforeseeable emergencies.

  • Tray in old equipment that may become obsolete or upgrade to newer equipment.

  • Build business credit that you will absolutely need in the near future to continue growing business.

  • No repairs to worry about with many vendor agreements.


  • May need a down payment

Best for:

  • Food Truck Businesses in need of food truck equipment with competitive financing rates and significant savings.

  • Food Truck Businesses in need of temporary equipment without the expense of buying it with tax deductible lease payments.

  • Food Truck Businesses wanting to leverage more of their working capital for other growing needs.

Our 3 Step Process:

1. Apply

Fill out our Quick Apply application.

2. We review your application

We review your goals and present you with programs matching your needs, getting an offer in 24 hours.

3. Receive funding

Choose the program that fits you best and receive funding within 48 hours.


        19046 Bruce B. Downs. Blvd. Ste. 1081 Tampa, Fl. 33647

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